Transferring your vehicle title before, during or after a divorce requires someone’s permission — either your ex's or that of the court. Car owners must apply for a vehicle title before they may register their vehicles, or they may complete the two transactions simultaneously if drivers meet all registration requirements. The two models most recently introduced to the U.S. market have both been highly awarded during the short time since their launch: the 2018 Stinger performance sedan gained recognition with J.D. Almost all states use the “and/or” rules when it comes to co-owners on car titles. However, if you’re buying a car from a private seller, then you’ll need to take the right steps to transfer the title into your name. State of Georgia government websites and email systems use “georgia.gov” or “ga.gov” at the end of the address. If you don’t receive it within a month, contact the bank that held your car loan to find out when you should receive it. Your ex can sign off on the car voluntarily, but if he or she doesn’t, you need a court order, usually a divorce decree that gives the vehicle to you. Georgia does not use the word “or” or the word “and” to establish joint ownership of a vehicle. Please update your bookmark and visit DRIVES e-Services for all your vehicle registration and title needs. This service is provided by appointment only at a DMV office.When adding, dropping or changing a name on a vehicle that is currently registered, the owner will need to make an appointment at a DMV office and present the following:. The vehicle does not have to be registered in your name. For about 107 million Americans, that means taking out a car loan. Therefore both named title holders must sign over title for the vehicle to be legally sold, traded or gifted. Next to that, write in the date the car was sold. Depending on the state and the way the owners' names are listed on the title, the surviving co-owner may automatically inherit the vehicle. How the two names are listed also has specific legal ramifications. The title transfers for cars are procedures that are conducted at the moment when two legal entities are selling and purchasing either a new or a used motor vehicle. Vehicle owners must apply for a Georgia car title when they purchase or transfer a car, since titles display the name(s) of the vehicle’s legal owner. State laws differ regarding this but basically when registering a vehicle and the names are joined by the word "or," one owner can sell the vehicle without the other's signature or consent. In addition to getting a good deal, you have to worry about paying for the vehicle. if there are two names on the title of a car, do both have to sign to sell the car? Before your visit, you can pre-apply online to get your information into the MVD's system and save yourself some time and paperwork.. You'll need to take: Your Georgia driver's license or identification card. When you buy from a dealership in Georgia, the dealer will handle this process (and the bank will hold the title if you’re not paying the car off). But once the loan is in place, the lender holds onto the title until the loan is paid in full, at which point the title reverts to the buyer. Contact our processing center at 1-877-957-2277 for more information. Search their site for the correct form to add a name to your car title. Adding, Dropping or Changing a Name on a Registration and Title. Sure! If you and your spouse jointly owned a car, both of your names are likely on the title. You will write in the following information on the back of the Georgia car title near the top. That’s because your state government sees a vehicle purchase as a great opportunity to squeeze some money out of you. In this post, I will talk about multiple owners on a vehicle title. All car titles must be signed by the owners listed on the title in order to be registered with the state. Print your names as "buyers" of the vehicle. If the other party ends up getting the car in the divorce, you may have to turn it over to their name only so your name is no longer attached to it. A car title, also referred to as ownership, is a document that proves who owns a vehicle. Some lenders won’t allow you to add a name because it changes the terms of the loan. It may be the same for as required to apply for a car title. What if they have a slash in between them? Joint Ownership. Two names on vehicle title - can both be sued. Motor Vehicle Title/Tag Application (MV-1) Payments $18 title transfer; $20 registration; Local taxes; You’ll then process the vehicle the same as you would the normal registration process. Each state issues its own titles, so every time a car changes owners or changes states, the owner must obtain a new title. Georgia Title Fees and Taxes. Under Florida's "dangerous instrumentality doctrine" the title holders of a vehicle are liable if the vehicle is involved in an accident. What if the vehicle isn’t registered in my name? When a CA title has 2 names on it the way the names are recorded will decide who can sell the vehicle. Step 1 advises finding the existing title, Step 2 tells you where to sign the title, Step 3 explains where to write your name as a buyer, Step 4 describes how to print and submit a Transfer of Title form, Step 5 recommends updating your vehicle registration, and Step 6 advises notifying your insurance company of the changes made. Motor Vehicle Services Georgia DRIVES e-Services has replaced this service. As exciting as it is to buy a new car, it can also be stressful. In other words, the title to a vehicle that is jointly owned by John and Mary Smith will be printed to reflect their names as John Smith on one line with Mary Smith printed below the name of John Smith on the second line. That said, we do not charge late fees until you are over the 30-day deadline. Can a dealership sell a car without a title? Time and time again, used car dealers across the state of Georgia do detrimental things to consumers. The exact process for registration varies by state. Step 3: Check with the lienholder if you have a loan on the car. How do I know my title is a clear, transferable title? If there is an “OR”, EITHER registered owner can sign and print their name using the instructions above. Step 3: Check with the lienholder if you have a loan on the car. If a divorce awarded you the family wheels, then you'll be responsible for keeping that title document in good order. The Georgia DOR's Motor Vehicle Division offers a Limited Power of Attorney/Motor Vehicle Transactions (Form T-8) at its website. Vehicles can be jointly owned and titled in two different names, or a car can be owned individually. On a title there can be two names on a title separated by and OR or. After printing your names as the “buyers,” you and your spouse should both sign the title in the appropriate places. In the text block that says “Purchaser’s legal name,” the buyer should print their name. It may be the same for as required to apply for a car title. The local department or registry of motor vehicles -- it goes by different names in different states -- is the place where you can change, add or delete names from a vehicle title; you'll just have to take a number, bring any required paperwork, and follow procedure. Update: What if the names do not say and or or. let's say there are two owners names on the title but one is trying to sell the car. Jonathan’s response is correct. Vehicle Title, Tax, Insurance & Registration Costs When you buy a new or used vehicle, you’re always going to pay more than the sticker price. If the names on the title are not separated either by an AND or an OR it has the same meaning as an AND. A Georgia auto title transfer is a procedure that mandates vehicle owners to transfer their ownership rights of a motor vehicle to another legal party which purchases the vehicle. When you purchase, lease or move a vehicle to Georgia, you must title your vehicle within 30 days. Step 4: Alert insurance provider. I had a client come in who had just bought a 2007 Chevrolet Silverado 1500 pick up truck. is that allowed? "And" or a slash (/) requires the signature of each owner to sell the vehicle. The sellers name MUST match the name of the owner(s) on the front of the title. If the co-owners names are joined with “and” then both parties must be present to sell the car. Before sharing sensitive or personal information, make sure you’re on an official state website. It is important to be prepared when you are ready to sign a car title. Where there are TWO registered owners listed on the title, you must check to see if there is an“OR” or nothing listed between the registered owners’ names. If you purchase a vehicle from an individual, law enforcement requires you to title your vehicle within 7 business days. Car ownership is based on whose name appears on the car title. Write the names as you want them to appear on the new title. The process of titling a car varies depending on whether the car is new or used, but the two follow the same basic rules for ownership. The way a vehicle is owned and titled impacts the way it is transferred after an owner's death. Most states will allow you to register a car in one name even if two names are on the title. If the names are separated by the word "AND" it means you both equally own the car, and BOTH must sign to dispose of it. Print your name and your spouse's name as buyers on the title. The owner of a car must have a title to it in their name. With that being said, emphasis will be placed on two types of scenarios; multiple owners on a vehicle title (in the case of joint ownership) and multiple owners on a vehicle title (in the case of title skipping or title flipping). Georgia Independent Automobile Dealers Association 6903 Oak Ridge Commerce Way SW Austell, GA 30168 OPERATING HOURS MONDAY - THURSDAY 8:00am-5:00pm FRIDAY 8:00am-4:00pm (Closed each day from 12:00pm-1:00pm) 770-745-9650 Toll Free: 800-472-8101 770-745-9655 firstname.lastname@example.org There’s no escaping fees and taxes when transferring and registering a vehicle. Duplicate Georgia Title. If separated by the word "OR" it means you EACH own the car separately and either can dispose of it without the permission or knowledge of the other. Car Ownership Basics. Verify your are signing correctly BEFORE signing the title! do both have to sign the title over? To Add a Name: On the next line, the purchaser should print their street address. The title that is sent to you should reflect all the correct information, including having your name and address on it, since you’re the true owner of the vehicle now. The name on the title and the name on registration documents often differ. Local, state, and federal government websites often end in .gov. If your car title is damaged or missing, you can obtain a duplicate title by submitting the following paperwork to the Georgia DOR: The Motor Vehicle Title/Tag Application (Form MV-1). Late fees include: $10.00 added to the title fee Of course, the registration has to be in one of the names on the title. To complete a car title transfer and register your vehicle, go in person to a GA DOR title office within 30 days of the sale date. Search their site for the correct form to add a name to your car title.